Imagine: it’s June, creeping up on triple digits, and your cooling system stops. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. It’s gone.
So you call a heating and cooling company to come take a look and they confirm what you already knew – you have to buy a new system. And then they explain something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has no more than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things die, and unexpected costs such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Teays Valley Service Experts we have several financing options for consumers looking to replace their HVAC systems. The first set of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.
Teays Valley Service Experts also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help decrease energy bills while giving home comfort.
The financing programs at Teays Valley Service Experts are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Teays Valley Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!